You can receive monetary assistance for an early part of a disability with short-term disability insurance. Often included as part of an employee benefit package, you'll be able to access benefits for a length of time ranging from two weeks up to two years.
When selecting long-term disability insurance, you can choose from two major types: noncancelable and guaranteed renewable. In both cases, you're protected against cancellation by the insurer as long as the premiums are paid on time.
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